Setting Up Your Wallet
Your Toco wallet is automatically created when you sign up, but there are important steps to secure it and optimize it for earning rewards.
Understanding Your Wallet
Your Toco wallet:
- Stores your tocos securely
- Tracks your balance and transaction history
- Records your engagement activity for rewards
- Enables sending and receiving tocos
Initial Wallet Security
Set Up a Pin
- Go to Settings > Security
- Select Set Wallet PIN
- Choose a 6-digit PIN you'll remember
- Confirm your PIN
- Store it securely (never share with anyone)
Enable Biometric Security
If your device supports it:
- Go to Settings > Security
- Toggle Biometric Authentication
- Follow prompts to set up fingerprint or face recognition
Wallet Recovery
Recovery Phrase (Seed Phrase)
Your wallet generates a unique recovery phrase:
- Go to Settings > Wallet Recovery
- Write down your 12-word recovery phrase
- Store it in a safe, offline location
- Never share this phrase with anyone
- Never store it digitally or take screenshots
⚠️ Critical: If you lose access to your device, this phrase is the only way to recover your wallet and tocos.
Wallet Address
Your Toco wallet has a unique address for receiving tocos:
- Find it under Receive in your wallet
- Share this address to receive tocos from others
- Each address is unique and permanent
Backup Best Practices
Do:
- Write your recovery phrase on paper
- Store it in a secure, fireproof location
- Make multiple copies stored separately
- Test your backup by attempting recovery on a test device
Don't: - Screenshot or photograph your recovery phrase
- Store it in cloud services, emails, or digital notes
- Share it with anyone, including Toco support
- Store all copies in the same location
Wallet Limits
Your wallet may have certain limits based on:
- Verification status
- Account age
- Engagement tier
- Regional regulations
Current limits are displayed in the app under Settings > Account Limits.
Multiple Device Access
Currently, Toco wallets are tied to a single device. To access your wallet on a new device:
- Install the Toco app
- Select Restore Wallet
- Enter your recovery phrase
- Complete security setup
Deleting Your Wallet
If you'd like to delete your account you can:
- Choose on "Settings" in the top right hand corner
- Choose "Other"
- Choose "Delete Account Data"
- Check the checkbox to indicate that you understand that you want to delete your account data and logout
- Push the button entitled "Delete and Log Out"
Support
If you experience wallet issues:
- Check our troubleshooting guide
- Contact support through the app
- Never share your PIN or recovery phrase with support staff
Important: Wallet features and security measures may be updated. Always use the latest app version and review current security recommendations.
Updated on: 05/06/2025
Thank you!