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Setting Up Your Wallet

Your Toco wallet is automatically created when you sign up, but there are important steps to secure it and optimize it for earning rewards.


Understanding Your Wallet

Your Toco wallet:

  • Stores your tocos securely
  • Tracks your balance and transaction history
  • Records your engagement activity for rewards
  • Enables sending and receiving tocos


Initial Wallet Security

Set Up a Pin


  1. Go to Settings > Security
  2. Select Set Wallet PIN
  3. Choose a 6-digit PIN you'll remember
  4. Confirm your PIN
  5. Store it securely (never share with anyone)


Enable Biometric Security


If your device supports it:

  1. Go to Settings > Security
  2. Toggle Biometric Authentication
  3. Follow prompts to set up fingerprint or face recognition


Wallet Recovery

Recovery Phrase (Seed Phrase)


Your wallet generates a unique recovery phrase:

  1. Go to Settings > Wallet Recovery
  2. Write down your 12-word recovery phrase
  3. Store it in a safe, offline location
  4. Never share this phrase with anyone
  5. Never store it digitally or take screenshots
    ⚠️ Critical: If you lose access to your device, this phrase is the only way to recover your wallet and tocos.


Wallet Address

Your Toco wallet has a unique address for receiving tocos:

  • Find it under Receive in your wallet
  • Share this address to receive tocos from others
  • Each address is unique and permanent


Backup Best Practices

Do:

  • Write your recovery phrase on paper
  • Store it in a secure, fireproof location
  • Make multiple copies stored separately
  • Test your backup by attempting recovery on a test device
    Don't:
  • Screenshot or photograph your recovery phrase
  • Store it in cloud services, emails, or digital notes
  • Share it with anyone, including Toco support
  • Store all copies in the same location


Wallet Limits

Your wallet may have certain limits based on:

  • Verification status
  • Account age
  • Engagement tier
  • Regional regulations
    Current limits are displayed in the app under Settings > Account Limits.


Multiple Device Access

Currently, Toco wallets are tied to a single device. To access your wallet on a new device:

  1. Install the Toco app
  2. Select Restore Wallet
  3. Enter your recovery phrase
  4. Complete security setup


Deleting Your Wallet

If you'd like to delete your account you can:

  • Choose on "Settings" in the top right hand corner
  • Choose "Other"
  • Choose "Delete Account Data"
  • Check the checkbox to indicate that you understand that you want to delete your account data and logout
  • Push the button entitled "Delete and Log Out"


Support

If you experience wallet issues:

  • Check our troubleshooting guide
  • Contact support through the app
  • Never share your PIN or recovery phrase with support staff
    Important: Wallet features and security measures may be updated. Always use the latest app version and review current security recommendations.



























Updated on: 05/06/2025

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